Syndication Analysis

The Learning Experience • Pearland, TX

3547 McHard Road | 10,000 SF | Built 2017 | 1.59 Acres

OM Asking Price $3,450,000
In-Place NOI $266,750
Target Cap Basis 9.50% ($2.808M)
Debt Rate (70% LTV) 6.99% (4.49% Treas+250)

Executive Acquisition Summary & Fiduciary Rationale

This interactive web application provides a complete real estate syndication underwriting analysis for the acquisition of 3547 McHard Road, Pearland, Texas—a 10,000-square-foot early childhood education facility occupied by The Learning Experience (TLE). The seller's initial Offering Memorandum anchors the asset at $3,450,000. However, due to recent shifts in the debt capital markets (5-Year Treasury at 4.49%, driving borrowing costs to 6.99%), a Double-Net (NN) landlord maintenance structure, and a 7-year remaining Weighted Average Lease Term (WALT), acquiring at the asking price produces severe negative leverage and unviable LP returns.

Core Strategic Directive

Submit LOI at 9.50% In-Place Cap Rate ($2,807,895 Basis). Do NOT exceed $2.95M (9.04% Cap).

Pillar 1 • Capital Markets Negative Leverage

6.99% Cost of Debt Reality

With 70% LTV debt priced at 6.99% (4.49% Treasury + 250 bps), acquiring at the seller's asking cap rate of 7.73% yields a dismal 4.33% LP Cash-on-Cash return. Achieving an institutional 7.88%–9.85% LP cash yield requires negotiating the acquisition price down to $2.808M.

OM Asking: $3.45M (4.33% CoC) Target: $2.81M (7.88% CoC)
Pillar 2 • Operational Health 1.92x Rent Coverage

Strong Tenant Operations

The franchisee (RRAY, LLC) generates $1.45M in gross revenue at 98% utilization (114/116 capacity). Adjusted true EBITDAR sits at $515,906, yielding a robust 1.92x Rent Coverage Ratio and $143k in discretionary operator compensation.

Capacity: 114 / 116 Kids EBITDAR: $515,906
Pillar 3 • Physical & Legal $150k CapEx Reserve

Double-Net (NN) Structural Liabilities

Under Texas implied warranty laws, the landlord is legally responsible for roof and exterior maintenance under NN terms. Documented roof panel leaks and exterior stucco cracking require a mandatory $150k upfront LP-funded CapEx reserve pool.

PCA Identified: Roof & Stucco Reserves: $150,000

Pearland Submarket Infrastructure & Demographics

Median HH Income (1-Mile) $137,418 High-income professional demographic
5-Mile Population 205,000+ 7.3% regional growth trajectory
Civic Infrastructure $29.7M Road Project McHard Rd widened; 10,000+ VPD
Synergistic Anchor Barbara Cockrell Elementary Adjacent A-rated public school